Why?
Champions Funding, LLC ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you visit our website, www.ChampsTPO.com ("website") or otherwise engage our services.
Financial companies determine how they share your personal information. Federal law grants consumers the right to limit some, but not all, sharing. Please read this notice carefully to understand our practices.
What?
We may collect the following types of information from you:
Personal Information: The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• full name, email address, phone number, and mailing address
• Social Security number and income
• account balances and payment history
• credit history and credit scores
Automatically Collected Information: When you visit our website, we may automatically collect certain information about your device and usage. This information can include:
• IP address
• browser and operating systems
• referring URLs and pages viewed
When you are no longer our customer, we continue to share your information as described in this notice.
How?
We use the collected information to communicate with you about your loans, to provide marketing or promotional materials (with your consent), and to stay in legal compliance.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CHAMPIONS FUNDING, LLC chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Champions Funding LLC share?
Yes
Can you limit this sharing?
No
For our marketing purposes -
to offer our products and services to you
Does Champions Funding LLC share?
Yes
Can you limit this sharing?
No
For joint marketing with other financial companies
Does Champions Funding LLC share?
Yes
Can you limit this sharing?
No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Does Champions Funding LLC share?
No
Can you limit this sharing?
We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
Does Champions Funding LLC share?
No
Can you limit this sharing?
We don't share
For nonaffiliates to market to you
Does Champions Funding LLC share?
No
Can you limit this sharing?
We don't share
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes -
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates' everyday business purposes - information about your transactions and experiences
For our affiliates' everyday business purposes - information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you
Who are we?
Who is providing this notice? Champions Funding, LLC
What we do?
How does Champions Funding, LLC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Champions Funding, LLC collect my personal information?
We collect your personal information, for example, when you:
• Apply for a loan
• Give us your income information
• Provide employment information
• Give us your contact information
• Show your government-issued ID
• Visit our website or owned landing pages
We may also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
For information about how we may use consumers' information as part of our lending or mortgage service offerings, please see our
Financial Privacy Notice.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
• To access more information about the California Privacy Act or to make privacy-related requests, please visit
here.
• View the California Consumer Notice at Collection and Privacy Policy
here.
You can opt-out or unsubscribe from marketing emails by clicking
here.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Champions Funding, LLC has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Champions Funding, LLC does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Champions Funding, LLC does not jointly market
SMS Consent and Phone Numbers
This Privacy Policy outlines our practices regarding the collection, use, and protection of your phone number when you provide it to us. By using our services and providing your phone number, you consent to the practices described in this policy.
Data rates may apply.
Collection of Phone Numbers
We collect your phone number when you voluntarily provide it to us through our website, applications, or other means. By partnering with us or completing relevant forms on ChampsTPO.com, you opt-in to transactional notifications and conversations.
SMS Terms & Conditions
1.
SMS Consent Communication: The information, such as Phone numbers, obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
2.
Types of SMS Communications: If you have consented to receive text messages from Champions Funding, LLC. In that case, you may receive messages related to: Updates, support, and notifications regarding our services, business transactions, approvals or reminders regarding loans, etc.
3.
Message Frequency: Message frequency may vary depending on the type of communication. You may receive up to 15 SMS messages per week related to your case or request.
4.
Potential Fees for SMS Messaging: Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
5.
Opt-In Method: You may opt in to receive SMS messages from Champions Funding, LLC in the following way: By submitting an online form.
6.
Opt-Out Method: You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
7.
Help: If you are experiencing any issues, you can reply with the keyword HELP to any SMS you receive from us. Or you can get help directly from us at
ClientCare@ChampsTPO.com.
Additional Options: If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
8.
Standard Messaging Disclosures:
• Message and data rates may apply.
• You can opt-out at any time by texting "STOP."
• For assistance, text "HELP" to any SMS message you receive from us or visit our
Privacy Policy and Terms and Conditions pages
• Message frequency may vary.
SMS opt-in and phone numbers collected for SMS communication purposes will not be shared with any third party and affiliates for marketing purposesAgreement and Contact
By clicking on any button indicating an acceptance or agreement to terms, a continuance of processing or submission you understand that you are agreeing to the stated terms and conditions of that submission and that you are agreeing that you have read, accepted, and agreed to the terms and conditions and agree to do business electronically with Champions Funding, LLC.
Questions? Contact Us
If you have any questions or concerns regarding this Online Privacy Policy or the handling of your personal information or consent, or if you wish to update or remove this information from our records, please contact us at:
ClientCare@ChampsTPO.com.
Why?
Champions Funding, LLC ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you visit our website, www.ChampsTPO.com ("website") or otherwise engage our services.
Financial companies determine how they share your personal information. Federal law grants consumers the right to limit some, but not all, sharing. Please read this notice carefully to understand our practices.
What?
We may collect the following types of information from you:
Personal Information: The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• full name, email address, phone number, and mailing address
• Social Security number and income
• account balances and payment history
• credit history and credit scores
Automatically Collected Information: When you visit our website, we may automatically collect certain information about your device and usage. This information can include:
• IP address
• browser and operating systems
• referring URLs and pages viewed on our website
When you are no longer our customer, we continue to share your information as described in this notice.
How?
We use collected data to:
• Process transactions, manage your account, respond to legal inquiries, and report to credit bureaus.
• Communicate with you about your loans, send marketing or promotional materials (with your consent) and ensure legal compliance.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CHAMPIONS FUNDING, LLC chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Champions Funding LLC share?
Yes
Can you limit this sharing?
No
For our marketing purposes -
to offer our products and services to you
Does Champions Funding LLC share?
Yes
Can you limit this sharing?
No
For joint marketing with other financial companies
Does Champions Funding LLC share?
No
Can you limit this sharing?
No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Does Champions Funding LLC share?
No
Can you limit this sharing?
We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
Does Champions Funding LLC share?
No
Can you limit this sharing?
We don't share
For our affiliates to market to you
Does Champions Funding LLC share?
No
Can you limit this sharing?
We don't share
For nonaffiliates to market to you
Does Champions Funding LLC share?
No
Can you limit this sharing?
We don't share
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes -
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates' everyday business purposes - information about your transactions and experiences
For our affiliates' everyday business purposes - information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you
With whom is personal information shared?
We may share your information in the following circumstances:
• Everyday Business Purposes: Yes - to facilitate transactions, support legal compliance, and report to credit bureaus.
• Marketing Purposes: Yes - to promote our products and services.
• Joint Marketing: No - with financial companies marketing services or products jointly.
• Affiliates: No - we do not share your information for affiliate business purposes or marketing.
• Non-affiliates: No - your information is not shared with non-affiliated companies for marketing purposes.
Who are we?
Who is providing this notice? Champions Funding, LLC
What we do?
How does Champions Funding, LLC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Champions Funding, LLC collect my personal information?
We collect your personal information, for example, when you:
• Apply for a loan
• Give us your income information
• Provide employment information
• Give us your contact information
• Show your government-issued ID
• Visit our website or owned landing pages
We may also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
For information about how we may use consumers' information as part of our lending or mortgage service offerings, please see our
Financial Privacy Notice.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
• To access more information about the California Privacy Act or to make privacy-related requests, please visit
here.
• View the California Consumer Notice at Collection and Privacy Policy
here.
You can opt-out or unsubscribe from marketing emails by clicking
here.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• We have affiliates but do not share personal information with them.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Champions Funding, LLC does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Champions Funding, LLC does not jointly market
What personal information is collected?
• Name
• Email
• Phone Number
• NMLS License Number
• Company Name and Address
How is your personal information used?
Champions Funding, LLC will use your information to communicate regarding updates, support, and notifications regarding our services, business transactions, approvals or reminders regarding loans, etc.
Is your information shared?
No, Champions Funding, LLC does not share your personal information. SMS consent is not shared with third parties.
SMS Consent and Phone Numbers
This Privacy Policy outlines our practices regarding the collection, use, and protection of your phone number when you provide it to us. By using our services and providing your phone number, you consent to the practices described in this policy.
Data rates may apply.
Collection of Phone Numbers
We collect your phone number when you voluntarily provide it to us through our website, applications, or other means. By partnering with us or completing relevant forms on ChampsTPO.com, you opt-in to transactional notifications and conversations.
SMS Terms & Conditions
1.
SMS Consent Communication: The information, such as Phone numbers, obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
2.
Types of SMS Communications: If you have consented to receive text messages from Champions Funding, LLC, you may receive messages related to: Updates, support, and notifications regarding our services, business transactions, approvals or reminders regarding loans, etc.
3.
Potential Fees for SMS Messaging: Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
4.
Standard Messaging Disclosures:
• Message and data rates may apply.
• You can opt-out at any time by texting "STOP."
• For assistance, text "HELP" to any SMS message you receive from us or visit our
Privacy Policy and Terms and Conditions pages
• Message frequency may vary.
SMS opt-in and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposesDetails
Name
Email
Phone Number
NMLS License Number
Company Name & Address
Device/Browser Data
Details
Loan communications, marketing (with consent), legal compliance
Details
Champions Funding, LLC does not share
Details
Not shared; used for loan-related communications only
Details
Opt-out via “STOP”; help via “HELP” or email ClientCare@
champstpo.com
Details
www.champstpo.com/
privacy-policy
Name
Email
Phone Number
NMLS License Number
Company Name and Address
Device/Browser Data
Loan communications, marketing (with consent), legal compliance
Champions Funding, LLC does not share
Not shared; used for loan-related communications only
Opt-out via “STOP”; help via “HELP” or email ClientCare@champstpo.com
To opt out of Business-to-Business communication, click
here.
www.champstpo.com/privacy-policy
Agreement and Contact
By clicking on any button indicating an acceptance or agreement to terms, a continuance of processing or submission you understand that you are agreeing to the stated terms and conditions of that submission and that you are agreeing that you have read, accepted, and agreed to the terms and conditions and agree to do business electronically with Champions Funding, LLC.
Questions? Contact Us
If you have any questions or concerns regarding this Online Privacy Policy or the handling of your personal information or consent, or if you wish to update or remove this information from our records, please contact us at:
ClientCare@ChampsTPO.com.
