Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• account balances and payment history
• credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CHAMPIONS FUNDING LLC chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Champions Funding LLC share?
Yes
Can you limit this sharing?
No
For our marketing purposes -
to offer our products and services to you
Does Champions Funding LLC share?
Yes
Can you limit this sharing?
No
For joint marketing with other financial companies
Does Champions Funding LLC share?
Yes
Can you limit this sharing?
No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Does Champions Funding LLC share?
No
Can you limit this sharing?
We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
Does Champions Funding LLC share?
No
Can you limit this sharing?
We don't share
For nonaffiliates to market to you
Does Champions Funding LLC share?
No
Can you limit this sharing?
We don't share
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes -
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates' everyday business purposes - information about your transactions and experiences
For our affiliates' everyday business purposes - information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you
Who are we?
Who is providing this notice? Champions Funding LLC
What we do?
How does Champions Funding LLC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Champions Funding LLC collect my personal information?
We collect your personal information, for example, when you:
• Apply for a loan
• Give us your income information
• Provide employment information
• Give us your contact information
• Show your government-issued ID
We may also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Champions Funding LLC has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Champions Funding LLC does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Champions Funding LLC does not jointly market
SMS Consent and Phone Numbers
This Privacy Policy outlines our practices regarding the collection, use, and protection of your phone number when you provide it to us. By using our services and providing your phone number, you consent to the practices described in this policy.
Collection of Phone Numbers
We collect your phone number when you voluntarily provide it to us through our website, applications, or other means.
Use of Phone Numbers
We use your phone number for the following purposes:
1. Service Communications: To communicate with you regarding our services, including updates, notifications, and support.
2. Business Transactions: To provide information related to business transactions, confirmations, and other relevant communications.
3. Loan Transactions: To communicate details about loan transactions, approvals, reminders, and other related information.
4. Promotions: To inform you about promotions, offers, and other marketing communications that may be of interest to you.
Protection of Phone Numbers
We take the security of your phone number seriously and implement appropriate measures to protect it from unauthorized access, disclosure, or misuse.
Sharing of Phone Numbers
We do not sell, rent, or share your phone number or any SMS consent provided to us by our users with third parties for their marketing or promotional purposes. Your phone number is only used for the purposes outlined in this policy.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on our website, and the effective date will be updated accordingly.
By providing your phone number to us, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.
Agreement and Contact
By clicking on any button indicating an acceptance or agreement to terms, a continuance of processing or submission you understand that you are agreeing to the stated terms and conditions of that submission and that you are agreeing that you have read, accepted, and agreed to the terms and conditions and agree to do business electronically with Champions Funding.
Questions? Contact Us
If you have any questions or concerns regarding this Online Privacy Policy or the handling of your personal information or consent, or if you wish to update or remove this information from our records, please contact us at:
clientcare@champstpo.com
