Your Go-to Non-QM LEnder
Why Choose Champs TPO?
At Champions Funding, we are hyper-focused on the 100% Non-QM market and as a result, we're focused on you, the mortgage broker and/or loan originator and your success as you navigate loan options for your borrowers who may not meet traditional agency guidelines.
Solutions For Everyone to WIN!

What You WIN with ChampsTPO

Access to Premier Products

Ally/no ratio program for underserved borrowers.
Highly competitive DSCR loan program to help you win the deal!
Offer unique loan options to your borrowers, including: Bank Statement, W2, 1099, P&L, and Asset Utilization
Opportunities for non-U.S. citizen borrowers through ITIN and Foreign National programs

Streamlined Processes & Modernized Tech

Fast loan submissions, approvals, and minimal conditions through the HERO broker portal
Industry's quickest turn times
Direct contact with empowered decision-makers
A pathway to YES by eliminating underwriting friction
User-friendly, common-sense guidelines

Resources + Support to Amplify Your Business

Differentiate yourself with access to CDFI financing
Complimentary marketing materials
Non-QM education and training for all levels of experience
Work with seasoned AEs who can help you structure unique Non-QM scenarios
All-in-one scenarios desk to manage loan structuring and/or guidelines, income calculation, exceptions, condo desk, and more!
Open the Doors to Homeownership

A Lender for the People.

​Our flagship Ally No Ratio loan program serves a bigger purpose and helps you tap into a market of underserved borrowers in historically underserved communities by providing access to credit-worthy and who need a champion, like YOU!
Learn More About Ally
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Equal Housing Opportunity.
© 2024 All Rights Reserved. For industry professionals only and is not an advertisement to extend credit directly to consumers. For licensing, visit The information contained herein is provided to assist real estate and mortgage lending professionals and is not an advertisement to extend credit directly to consumers. Champions Funding LLC. 365 E. Germann Rd., Suite 140 Gilbert, AZ 85297. NMLS #2254210.
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