At Champions Funding, we are hyper-focused on the 100% Non-QM market and as a result, we're focused on you, the mortgage broker and/or loan originator and your success as you navigate loan options for your borrowers who may not meet traditional agency guidelines.
Highly competitive DSCR loan program to help you win the deal!
Offer unique loan options to your borrowers, including: Bank Statement, W2, 1099, P&L, and Asset Utilization
Opportunities for non-U.S. citizen borrowers through ITIN and Foreign National programs
Streamlined Processes & Modernized Tech
Fast loan submissions, approvals, and minimal conditions through the HERO broker portal
Industry's quickest turn times
Direct contact with empowered decision-makers
A pathway to YES by eliminating underwriting friction
User-friendly, common-sense guidelines
Resources + Support to Amplify Your Business
Differentiate yourself with access to CDFI financing
Complimentary marketing materials
Non-QM education and training for all levels of experience
Work with seasoned AEs who can help you structure unique Non-QM scenarios
All-in-one scenarios desk to manage loan structuring and/or guidelines, income calculation, exceptions, condo desk, and more!
Open the Doors to Homeownership
A Lender for the People.
Our flagship Ally No Ratio loan program serves a bigger purpose and helps you tap into a market of underserved borrowers in historically underserved communities by providing access to credit-worthy and who need a champion, like YOU!
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