TURN TIMES: Initial UW | Cond Rev Business Purpose: Purch & Refi: 24 | 24 Consumer Purpose: Purch: 24 | 24 Refi: 48 | 48 LOCK DESK HOURS | 7am - 5pm PST Current Closing Schedule >

A Lender for the People -
YOUR PEOPLE
At Champions Funding, as a wholesale mortgage lender, we are hyper-focused on the Non-QM market and as a result, we're focused on you and your success as you navigate loan options for your borrowers who may not meet traditional agency guidelines.
Our flagship, Ally No Ratio loan programs serves a bigger purpose and helps you tap into a market of underserved borrowers in historically underserved communities, by providing access to credit-worthy and who need a champion, like YOU!
Streamlined Processes
-
Streamlined approvals with minimal conditions
-
Quick turn times
-
Direct contact with empowered decision-makers
-
Get put on a pathway to a YES by eliminating underwriting friction
-
User-friendly, common-sense guidelines
Community-Focused Programs
-
Alt-Doc offering flexible solutions with broader qualification methods and documentation types
-
Consumer Neighborhood - No income/No DTI calculations
-
Business Purpose DSCR
Growing Your Business
-
Personalized support to grow your business
-
Non-QM education and training for all levels of experience
-
Focus on collaboration within the wholesale mortgage broker community
-
Complimentary marketing materials