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State Licensing

Champions Funding - NMLS #2254210
365 E Germann Rd. Suite 140, Gilbert, AZ 85297
*Unlicensed Brokers must complete a Business Purpose Broker Attestation for New York and New Jersey.
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Business Purpose loans are available in most states, and no additional licensing is required.

Business Purpose State Licensing Matrix
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Prepayment Penalty Matrix
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Consumer Purpose
Primary & Secondary Homes
Business Purpose
Investment & Rental Properties
United States map of where Champions Funding is licensed
Ally (Consumer - No Ratio) Permitted
Licensed
Business Purpose Only (state licensing restrictions apply) View Map.
United States map of where Champions Funding is licensed
CAN do a Business Purpose Loan
CANNOT do a Business Purpose Loan
Broker License Required
Broker & Loan Originator License Required
*Unlicensed Brokers must complete a Business Purpose Broker Attestation for New York and New Jersey.
Business Purpose loans are available in most states, and no additional licensing is required. For more information, please refer to the following state licensing resources: Business Purpose State Licensing Matrix and Prepayment Penalty Matrix.

State Licensing Matrices

Download Consumer Purpose Guide
Download Business Purpose Guide
United States map of where Champions Funding is licensed
Ally (Consumer - No Ratio) Permitted
Licensed
Not Licensed

State Licensing Matrices

Download Consumer Purpose Guide
Download Business Purpose Guide
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California
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Colorado
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Connecticut
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Washington D.C.
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Florida
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Georgia
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Iowa
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Illinois
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Indiana
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Maryland
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New Jersey
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Michigan
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North Carolina
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Pennsylvania
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Ohio
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Oregon
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Texas
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STATE

LICENSE

ALLY

Arizona
AZ | Mortgage Banker License #1031319
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California
CA | Loans made or arranged pursuant to the California Financing Law, License #60DBO-151902
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Colorado
CO | Registered Colorado Mortgage Company – Regulated by the Division of Real Estate
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Connecticut
CT | Mortgage Lender License #ML-2254210 *Loan amounts greater than $417,000 eligible for Ally
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Delaware
DE | Lender License #040679
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District of Columbia
DC | Mortgage Dual Authority License #MLB2254210
Florida
FL | Mortgage Lender License #MLD2135
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Georgia
GA | Georgia Mortgage Lender License/Registration, License #2254210
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Hawaii
HI | Mortgage Loan Originator Company #2254210
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Idaho
ID | Mortgage Banker License #MBL-2082254210
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Illinois
IL | Residential Mortgage License #MB.6761695
For licensing information go to: www.nmlsconsumeraccess.org

‍​Regulated by the Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601, 1-888-473-4858

​STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE​

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy our evaluation. You may also submit signed, written comments about our performance in of meeting community financial services needs to the Department.”​

205 Ill. Comp. Stat. Ann. 735/35-20
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Indiana
IN | Indiana DFI Mortgage Lender License #64213
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Iowa
IA | Mortgage Banker License #2022-0098
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Maine
ME | Supervised Lender License #2254210
Maryland
MD | Mortgage Lender License #2254210
Michigan
MI | 1st Mortgage Broker/Lender License #FL0024112
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Minnesota
MN | Residential Mortgage Originator - License # MN-MO-2254210
Montana
MT | Mortgage Lender License #2254210
Mortgage Broker License #2254210
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Nevada
NV | Mortgage Company License #5734
New Jersey
NJ | Residential Mortgage Lender License – licensed by the N.J. Department of Banking and Insurance
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North Carolina
NC | Mortgage Lender License #2254210
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Ohio
OH | Residential Mortgage Lending Act Certificate of Registration #RM.805106.000
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Oklahoma
OK | Mortgage Lender License #ML016107
Mortgage Lender License #ML016108 - OTN #1
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Oregon
OR | Mortgage Lending License #2254210
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Pennsylvania
PA | Mortgage Lender License #94873
Rhode Island
RI | Lender License #20244713LL
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South Carolina
SC | BFI  Mortgage Lender/Servicer License #MLS 2254210    
BFI Mortgage Lender/Servicer License - Other Trade Name #1 - #MLS - 2254210 OTN#1
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Tennessee
TN | Mortgage License #2254210
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Texas
TX | SML Mortgage Company License
(See below for additional disclosures)
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Utah
UT | DFI Residential First Mortgage Notification
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Vermont
VT | Lender License LL-2254210
Mortgage Broker License MB-2254210
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Virginia
VA | NMLS ID # 2254210 (www.nmlsconsumeraccess.org)
Mortgage Broker License #MC-7408
Mortgage Lender License #MC-7408
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Washington
WA | Consumer Loan Company License #CL-2254210
Wisconsin
WI | Mortgage Banker License # 2254210BA
Mortgage Banker License # 2254210BR
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Equal Housing Opportunity.
© 2026 All Rights Reserved. For industry professionals only and is not an advertisement to extend credit directly to consumers. For licensing, visit nmlsconsumeraccess.org. The information contained herein is provided to assist real estate and mortgage lending professionals and is not an advertisement to extend credit directly to consumers. Champions Funding LLC. 365 E. Germann Rd., Suite 140 Gilbert, AZ 85297. NMLS #2254210.
Texas Mortgage Company Disclosure

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.
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THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Champions Funding, LLC
365 E Germann Rd. Suite 140
Gilbert, AZ 85297
NMLS ID #2254210
1-888-210-9881
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For Customer Support / Loan Payments
Borrower Portal - Servicing Division
clientcare@champstpo.com
For Customer Support / Loan Payments
3138 E. Elwood Street
Phoenix, AZ 85034
1-855-436-0977
Borrower Portal - Servicing Division
clientcare@champstpo.com
Loan Closed Prior to 12/01/2025:
1-855-436-0977
3138 E. Elwood Street
Phoenix, AZ 85034
Loan Closed After 12/01/2025:
1-800-365-7107
P.O. Box 650840
Dallas, TX 75265-0840
We live to serve the underserved.
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© 2026 All Rights Reserved. Equal Housing Opportunity. Champions Funding, LLC, 365 E. Germann Rd., Suite 140 Gilbert, AZ 85297. NMLS ID #2254210. For licensing, visit nmlsconsumeraccess.org. Information is solely intended for mortgage bankers, mortgage brokers, and financial institutions and is not an advertisement to extend credit directly to consumers. All loans subject to credit approval. Rates and fees subject to change.