Equity is the new qualifier for investor borrowers.
When Credit Says No, Equity Says Yes.
Not every real estate investor has perfect credit. Many have built significant equity, but are turned away because of low credit scores, recent credit events, mortgage lates, or traditional DSCR requirements. Champions Funding's Equity First DSCR 1-4 Unit loan program changes the equation.
Instead of focusing on a borrower's credit profile, Equity First puts the emphasis on the property's equity. With Champions Funding, you have a powerful solution to rescue investment property loans that other lenders decline.
Help your homebuyers and investors win big with fast, flexible Alt-Doc loan solutions. Alternative Documentation (Alt-Doc) programs are built for borrowers who don’t fit the traditional mold—no W2s or tax returns required. Instead, income is verified through bank statements, P&L-only, 1099-only, WVOE-only, asset utilization, and more. Whether it's self-employed borrowers or seasoned investors, Alt-Doc loans make it easier to qualify—and faster to fund.
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