Be an ally for the community
What is Ally?
An ally champions alongside others for a common goal. Our goal: to boost homeownership amongst underserved communities.

We do this through Non-QM loan programs designed to fill in gaps left by agency lenders. This is most clearly realized in our CDFI-certified Ally No Ratio loan program for underserved and underbanked homeowners.

Did you know: CDFI eligible borrowers can save with rate and/or pricing improvements on all Champs products.

Borrowers who Benefit from a Ally / No Ratio Loan Program?

Champions Funding is one of the few non-bank lenders who are also Community Development Financial Institutions (CDFIs) in the nation. Backed by the U.S. Department of the Treasury, CDFIs help spark economic growth in areas with historically limited-to-no access to funding. They help people who are traditionally locked out of financial systems and are typically considered low-income, among other attributes.
Typical Borrower Types:
Cash Businesses/Employees
Home Equity Holders
Seasonal & Gig Worker
Change of Industry or Type of Employment
Real Estate Investors
Recent Immigrants
Dispensary Owners/Employees
Recent Life Events: loss of job, health, family and/or death

Rate + Price Improvements for CDFI-Eligible Borrowers

In addition to the Ally No Ratio product, Champions Funding is proud to offer rate and price improvements on all products. Find out more by reaching out to your Champs Account Executive.

Not yet approved to partner with us?

Become an Approved Broker

Champion your loan with the Champs of the Non-QM Market

Equal Housing Opportunity.
© 2024 All Rights Reserved. For industry professionals only and is not an advertisement to extend credit directly to consumers. For licensing, visit The information contained herein is provided to assist real estate and mortgage lending professionals and is not an advertisement to extend credit directly to consumers. Champions Funding LLC. 365 E. Germann Rd., Suite 140 Gilbert, AZ 85297. NMLS #2254210.
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